NFL "Mike Webster" LTD ERISA ACI "employee benefits plan" fiduciary robo-advisor officiating zebras referees

I have been thinking, more than is probably healthy, about all the hue and cry over refereeing errors in pro football, particularly on the questions of, first, whether there are more errors than there used to be (or whether instead it just seems that way) and, second, why I don’t really care, despite every