The First Circuit released its most recent ERISA decision, Carrasquillo v. Pharmacia Corp., a few days ago. Of interest in the decision, the court notes the standards that the appellate court should apply in reviewing a district court’s entry of summary judgment when the arbitrary and capricious standard applies. The court reiterated that while the First Circuit reviews a district court’s summary judgment decision de novo, if the district court’s decision was governed by “arbitrary and capricious review, [the First Circuit] evaluate[s] the district court’s determination by asking whether the aggregate evidence, viewed in a light most favorable to the non-moving party, could support a rational determination that the plan administrator acted arbitrarily in denying a claim for benefits;” if not, then the First Circuit will uphold the plan administrator’s determination.
The First Circuit also spends a little time in this case reemphasizing that an administrator’s interpretation of the plan terms, and not just its ultimate benefit determination, is to be accepted and applied by the court in ruling on the challenge to the benefit determination so long as the administrator’s interpretation was not arbitrary and capricious, if the plan reserved discretion over such interpretation to the administrator. And what does it mean to be an interpretation that is not arbitrary and capricious? It simply means the interpretation needs to be reasonable.
The court also returned to what was once a common point of contention in this circuit, namely whether and to what extent judicial review of a benefit determination is limited to the administrative record that was before the administrator at the time the administrator decided the claim for benefits. A series of First Circuit opinions issued in the last few years put an end to any question over this issue, to the point that in this most recent decision, the First Circuit saw no need to make any further comment on this point than to note that “there is a presumption that judicial review is limited to the evidentiary record presented to the administrator.”
And finally, in something I liked, the court summed up the state of preemption law in this circuit, and provided a nice little handy one paragraph starting point for lawyers who might brief preemption issues before the district courts of the First Circuit in the future, stating:

We next turn to the district court’s finding that Otero’s state law claims are preempted by ERISA. In light of ERISA’s goal to promote uniformity in the nationwide regulation of employee benefit plans, Congress designed the statute to supersede “any and all State [causes of action] insofar as they may now or hereafter relate to any employee benefit plan.” Id. (emphasis added). The Supreme Court has identified two instances where a state cause of action relates to an employee benefit plan: where the cause of action requires “the court’s inquiry [to] be directed to the plan,” or where it conflicts directly with ERISA. . . . Because the resolution of Otero’s Commonwealth law claims for fraudulent inducement and intentional infliction of emotional distress would require analysis of the Plan, the district court correctly concluded that they are preempted.